Student Health Insurance

In the interest of the health and welfare of its students, it is the policy of The College of St. Scholastica to require that undergraduate and graduate main campus students to be covered by medical health insurance by the College or privately. For more information about your College of St. Scholastica student health insurance plan, click here: First Student

All full-time domestic undergraduate students taking 9 or more credit hours at the Duluth Main Campus (including the Health Science Center at Bluestone) are automatically enrolled in the Student Health Insurance plan unless proof of comparable coverage is furnished.

Additionally, all domestic graduate students taking 6 or more credit hours who are enrolled in the following programs are automatically enrolled in the Student Health Insurance plan unless proof of comparable coverage is furnished:

• Post Baccalaureate Nursing
• Occupational Therapy
• Physical Therapy
• Athletic Training
• Exercise Physiology

All graduate students taking 4 or more credit hours who are enrolled in the following programs are automatically enrolled in the Student Health Insurance plan unless proof of comparable coverage is furnished:

• Physician Assistant

International students regardless of credit hours are automatically enrolled in the Student Health Insurance plan unless proof of comparable coverage is furnished.

Students will either have to acquire the student health insurance offered by the College “UnitedHealth” or provide proof of other insurance. Students who do not either obtain the College’s health insurance or provide proof of other insurance by the 2nd week of September, will automatically be enrolled in the Student Health Insurance plan through UnitedHealth.

For those students who are not covered by their own insurance plan, St. Scholastica believes that it has found the best possible student health insurance plan available at a rate that is affordable to students. Coverage for any of the school health insurance plans begins on Aug. 2 and ends on Aug. 1 of the following year.

• First-year or transfer students (transferring in January): Student health insurance policies will be effective from Jan. 1 to Aug. 1. Students beginning in January will have a one-time charge of approximately $1,603.00.
• Domestic and international students: An annual cost of $2,732.00 will be charged at the beginning of Fall semester.

Opting into Student Health Insurance or providing proof of insurance

A student must opt into the Student Health Insurance plan through St. Scholastica or provide proof of other insurance by the second week of September. The premium charged for Student Health Insurance will be billed to the student's account.

Opt-in or provide proof of insurance using the steps below:

1. Log in to my.CSS and choose #7b on the OneStop Student Services Checklist
2. Select to either opt in to Student Health Insurance or provide proof of other insurance. If you are providing proof of other insurance, please have it available in order to provide all of the required information.

Important Considerations

Please note that some HMO plans do not provide adequate coverage outside of the carrier's home area. Therefore, we recommend that students who are considering waiving the Student Health Insurance provided by the College review their current health insurance policy to ensure that it adequately covers them while attending St. Scholastica.

Using Student Health Insurance at Healthcare Facilities

St. Scholastica’s Student Health Insurance is intended to be utilized like any other health insurance plan. However, it's not a dental or optical insurance policy. Students should present their St. Scholastica Student Health Insurance card to the health care facility in which they are presenting for services. This includes Student Health Service. Students who have St. Scholastica Student Health Insurance should present it to Student Health Service first for any medical concerns when possible. Charges from Student Health Service that are not covered by the insurance company will be placed on student accounts. Charges from other health facilities that are not covered by the Student Health Insurance will be billed out by the individual health facility. Students can stop by Student Health Service for assistance and any other billing concerns in regards to St. Scholastica Student Health Insurance payments.