In the interest of the health and welfare of its students, it is the policy of The College of St. Scholastica to require that undergraduate and graduate main campus students, and graduate students in the following programs: Post Baccalaureate Nursing, Occupational Therapy, Physical Therapy, Athletic Training, and Exercise Physiology to be covered by medical health insurance. Therefore, CSS students will either have to acquire the student health insurance offered by CSS or provide proof of other insurance. Students who do not either obtain the school's health insurance or provide proof of other insurance in a timely fashion will have a health hold placed on their account and penalty fines applied to their student accounts.
For those students who are not covered by their own insurance plan, CSS believes that it has found the best possible student health insurance plan available at a rate that is affordable to students. Coverage for any of the school health insurance plans begins on August 2nd and ends on August 1st of the following year. For students who are enrolling at CSS for the first time or are transferring in January, student health insurance policies will be effective from January 1st to August 1st.
Students must opt in to one of the student health insurance plans through CSS or provide proof of other insurance by September 25, 2015. The premium charge for the CSS health insurance will be billed to the student's account. If a student fails to opt in to one of the CSS student health insurance plans or fails to provide proof of other insurance by the deadline indicated, a penalty fine of $50.00 will be placed on the student's account.
CSS strongly encourages students to read the online student health insurance brochures (refer to above link).
Please note that many HMO plans do not provide adequate coverage outside of the carrier's home area. Therefore, CSS recommends that students who are considering waiving the student health insurance provided by CSS review their current health insurance policy to ensure that it adequately covers them while they pursue their academic interests at The College of St. Scholastica.
Contact USI Affinity Insurance Resources at (800)-655-9901 for general questions about the plan. For additional student account information, contact OneStop Student Services by phone at (218)-723-6570 or 877-287-8716, or by email at OneStop@css.edu.
CSS's student health insurance is intended to be utilized as any other health insurance plan. However, it is not a dental or optical insurance policy.
Students should present their CSS student health insurance card to the health care facility in which they are presenting for services. This includes CSS's Student Health Service office (SHS). In fact, students who have CSS's student health insurance should present to the SHS office first for any medical concerns when possible. When health services are obtained off campus, students with the CSS student health insurance will need to fill out a claim form in order for charges to be processed through the insurance company.
Charges from SHS that are not covered by the insurance company will be placed on student accounts. Charges from other health facilities that are not covered by CSS health insurance will be billed out by the individual health facility. Students can stop by the Student Health Service office for assistance in navigating the health insurance claim form and any other billing concerns in regards to CSS health insurance payments.
Explanation of the Student Health Insurance vs. the Student Health Fee